Tools

Property & Mortgage Calculators

Find the right calculator for where you are in your property journey.

Buying a Home

Tools for understanding the costs and affordability of buying a property.

Calculate your stamp duty, LBTT or LTT for England, Scotland and Wales. Covers standard, first-time buyer and additional property rates.

See your monthly repayment, total interest paid and an amortisation chart for any loan amount, rate and term.

Estimate how much you can borrow based on your income, outgoings and deposit. Shows a conservative, standard and maximum range.

Budget for every upfront cost: tax, legal fees, survey, mortgage fees and moving. Covers lean, typical and cautious scenarios.

Work out your loan-to-value for a purchase or remortgage, see which band you fall into, and how much would move you to a better rate.

Work out the 2% non-resident surcharge, whether you can reclaim it, and the exact dates that decide if you get your money back.

Tools for existing homeowners looking to reduce costs or switch deals.

See how extra monthly payments reduce your term and cut the total interest you pay over the life of your mortgage.

Calculate how much you could save by switching to a new deal, factoring in any early repayment charges and remortgage fees.

Tools for weighing up the long-term financial decision between renting, buying and investing in property.

Compare the long-term financial cost of renting versus buying in your area, accounting for price growth and opportunity cost.

In development

Rental Yield Calculator

Estimate the gross and net rental yield on a buy-to-let property before you commit, including purchase costs and ongoing expenses.