A running record of rate updates, calculator improvements, and content changes. Updated whenever anything on the site changes.
Published: Fixed vs Tracker Mortgage UK: How to Choose in 2026
How each product works, four questions to weigh your own situation, common pitfalls, and a market context snapshot covering the latest Bank of England decision.
Published: Calculators Hub
A new landing page grouping every tool into three clusters: Buying a Home, Managing Your Mortgage, and Rent, Buy or Invest.
Published: Guides Hub
A new landing page grouping all guides into three clusters: Buying a Home, Managing Your Mortgage, and Rent, Buy or Invest.
The Bank of England's Monetary Policy Committee voted to hold the base rate at 3.75% at today's meeting. No change to mortgage repayment or affordability estimates on this site. The next MPC decision is scheduled for 6 August 2026. Read the full MPC summary on the Bank of England website.
Published: Total Cost of Buying a House in the UK
Every upfront cost explained, required vs optional breakdown, worked examples for England, Scotland and Wales.
Published: Total Cost of Buying Calculator
Full upfront cost estimator covering stamp duty, conveyancing, survey, removals and mortgage fees for England, Scotland and Wales.
Published: What Is a Mortgage in Principle (MIP/AIP/DIP)?
What an MIP is, how it affects your credit score, and how to get one safely.
Published: First-Time Buyer's Complete Guide
The step-by-step journey from saving a deposit to getting the keys.
Bricks & Calcs is live. Published at launch:
Stamp Duty Calculator — Calculate stamp duty across England, Scotland, and Wales.
Mortgage Repayment Calculator — See monthly repayments at any loan size, rate, term.
Mortgage Affordability Calculator — Estimate how much you could borrow.
Stamp Duty Explained 2025/26 — Rates, thresholds, and first-time buyer reliefs in the UK.
The Mortgage Repayment Guide — How monthly repayments are calculated.
How Much Can I Borrow? — How lenders work out your maximum borrowing ceiling.