BoE Base Rate3.75%Held
Avg 2yr Fixed4.84%Apr 2026
Avg 5yr Fixed4.61%Apr 2026
Avg SVR7.74%Apr 2026
Next MPC
Bank of England · Apr 2026
Guides

Property & Mortgage Guides

Clear explanations of the numbers behind buying, managing and refinancing property in the UK — written without jargon, with worked examples you can check yourself.

Buying a Home

Buying a Home

From deposits and stamp duty to choosing the right mortgage — everything you need before you buy.

8 guides · First-time buyers & Home movers
First-Time Buyer's Complete Guide
Total Cost of Buying a House in the UK
Stamp Duty Explained: 2025/26 Rates & Relief

+ 5 more guides on mortgages & borrowing

Browse all guides →
Coming soon

Managing Your Mortgage

Remortgaging, overpayment strategies, rate decisions and what to do when your fix ends.

Arriving September 2026
Coming soon

Rent, Buy or Invest

Rent vs buy comparisons, rental yield explained and whether property still makes sense as an investment.

Arriving November 2026