BoE Base Rate3.75%Held
Avg 2yr Fixed4.79%Jul 2026
Avg 5yr Fixed4.61%Jul 2026
Avg SVR6.60%Jul 2026
Next MPC
Bank of England · Jul 2026
Guides

Property & Mortgage Guides

Clear explanations of the numbers behind buying, managing and refinancing property in the UK — written without jargon, with worked examples you can check yourself.

Buying a Home

Buying a Home

From deposits and stamp duty to choosing the right mortgage — everything you need before you buy.

11 guides · First-time buyers & Home movers
First-Time Buyer's Complete Guide
Total Cost of Buying a House in the UK
Stamp Duty Explained: 2025/26 Rates & Relief

+ 8 more guides on mortgages & borrowing

Browse all guides →
Managing Your Mortgage

Managing Your Mortgage

Overpaying, remortgaging and rate decisions — how to manage your mortgage and cut its cost after you've bought.

2 guides · Existing homeowners
Remortgaging Explained
Should You Overpay Your Mortgage?
Browse all guides →
Coming soon

Rent, Buy or Invest

Rent vs buy comparisons, rental yield explained and whether property still makes sense as an investment.

Arriving November 2026