BoE Base Rate3.75%Held
Avg 2yr Fixed4.84%Apr 2026
Avg 5yr Fixed4.61%Apr 2026
Avg SVR7.74%Apr 2026
Next MPC
Bank of England · Apr 2026
Managing Your Mortgage

Managing Your Mortgage

Once you've bought, the decisions don't stop — this cluster covers overpaying, remortgaging and managing your deal to keep your mortgage working for you. More guides coming soon.

Mortgage
Should You Overpay Your Mortgage?
When overpaying pays off, the 10% early-repayment-charge rule, reducing your term vs your payment, and how overpaying can move you into a better LTV band.
9 min readRead →

Want to run the numbers? Browse all our free property and mortgage calculators →