BoE Base Rate3.75%
Avg 2yr Fixed4.79%Jul 2026
Avg 5yr Fixed4.61%Jul 2026
Avg SVR6.60%Jul 2026
Bank of England · Jul 2026
Rent, Buy or Invest

Rent, Buy or Invest

Renting or buying isn't a question with one right answer: it depends on how long you'll stay, what happens to house prices, and what you'd earn if you invested the difference instead. This cluster starts with that core comparison, worked through honestly with a free calculator. More guides are coming soon.

Pillar Guide
Rent vs Buy: Is Buying Really Better Than Renting?
Compares total wealth from renting and buying side by side, not just the monthly cost: your break-even range, and the situations where the numbers actually favour renting instead.
~12 min readRead →
Tool
Rent vs Buy Calculator
Run your own numbers: property price, rate, growth and time horizon, and see your break-even year in seconds.
2 minRead →

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